Anyone ever financed with EBoatloans.com? Or have opinions?

Erik

Considering the Super Air still and I'l always looking around for financing options and how best to approach all of this. I am thinking about getting my financing through my credit union but recently I heard about EBoatloans.com.

Despite a crap Web site, they did seem to have to have good rates - and decent flexible options. Anyway, if anyone has financed a used boat through them I'd love to hear about it.

Thanks,
Erik

jzwake · Addict Joined: 12 Dec 2003 Posts: 801

they are all over the place. I applied with them a few months ago and they had my debt to income super high. they go strictly by what the credit reporting agency tells them even if the data is old. I was preapproved quickly and effortlessly by a dealer at the same rate because they accually wanted to give me a loan.
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Diggs · Addict Joined: 27 Jan 2004 Posts: 627 City: Portland

I found the best financing through credit unions. Shorter terms, but you can't beat 4% - 5% (this was this spring, but heard rates are still low). That was for 84 months and good credit. If you finance more than 50k they bumped the term up to 12 or 15 yrs. The best I found was Oregon Community Credit Union. Not sure if they finance around the country, but I am sure they do.
https://www.oregoncommunitycu.org/