What kind of boaters insurance does everyone use??

Jmass03 · Outlaw Joined: 25 May 2003 Posts: 239 City: OrLaNdO

Any recommendations?

azwakin · Outlaw Joined: 30 Mar 2003 Posts: 160 City: oro valley, az

http://www.boatus.com/

I shopped my butt off and they were the cheapest by far with great coverage. Just give them a call and they will quote you over the phone.

Dees · Posted: Jun 24, 2003 5:41 am Post subject:

SKI SAFE 1-800-225-6560

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

i pay 477/year right now thru voyager insurance and when i called BoatUS for a quote they were the same. I thought some of yall had gotten insurance on your WB boats for $200-something?

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

I pay $260 a year through http://www.boatus.com/ with a $100 dollar deductible

degraafics · Guest

i was in the same situation you are in about 1 month ago. I went with BoatUS.
Good prices, good coverage, good reviews from other people on here.

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

$260/year through BoatUS? That's not fair!! What kind of boat do you have? And my quote was for their basic coverage, not the expansive one that is made for yachts, etc. Maybe they don't like me... Evil or Very Mad

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

I have a Malibu Sunsetter, this is my third boat through them though. it dropped everytime i picked back up coverage with them

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

That's awesome. I have a Moomba Outback LS and the insurance for last year (the first year I had it) was $424 and then this year it went up to $477. Have you noticed if BoatUS goes up much each year (this is without any claims, etc)?

WakeNup · Outlaw Joined: 11 Jun 2003 Posts: 171 City: South Carolina

$300 boatus with $1000 deductable. That is full replacement cost. I have had 3 boats in 4 years and the price has not increased.

T&T · Outlaw Joined: 07 May 2003 Posts: 192 City: Denver

siuski · Posted: Jun 24, 2003 9:53 am Post subject:

Country Companies, for a '93 SN $260 per year. Not sure of the specifics. I also have all of my auto/bikes through them.

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

wow, i dont know why yours went up. did you have any speeding tickets that year? they do check your driving record they do this on all listed boat drivers. Mine is a set value, you tell them what to insure it for and if anything happens thats what they give you. deductible is $100 on the boat, and $100 on the trailer. the last boat i had through them was a Mobius V drive, i paid $285 a year on it. of course the rates all so depend on where you live (how long you can use it out of the year), how many years of boating experience you have had (ive been a boat owner for around 10 years now, 5 different boats) and where you store your boat i believe.

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

T&T · Outlaw Joined: 07 May 2003 Posts: 192 City: Denver

$470??? WOW! What kind of boat again? Maybe it is because mine is a 1990 19' Bayliner with a 4.3L V6. I can see a newer boat with a V8 being more expensive.

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

Nope, no speeding tickets of any kinds. I tried going through my home/car insurance company and for some reason they don't understand how a 310hp boat only goes 45mph and so they had an outrageous quote, i'm thinking it was around $900/yr. I just don't understand why I feel like I am getting screwed here...I am about to call and ask why my insurance went up this year...

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

i would call them too. i have heard of some increasing though, if there were a lot of claims in a state, not your claims but other peoples claims. from really bad storm damage and things like that

T&T, it is a V8 its a malibu sunsetter. I have checked with a lot of insurance companies but boatus always gives me the best price.

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

OK I called and she told me they had a rate increase in May and I asked if this happens often and she said hardly ever (like 7 years or so) so at least I feel better about that. But I still want to pay less than I am right now, especially knowing that BoatUS quoted me $476 and yall are paying less than $300! Any other companies I could try that are less than what I am paying??? ANYONE???

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

a girl at my office has a company called Ski Safe for insurance. She has a Sport Nautique and pays $280 a year.

adela · Soul Rider Joined: 03 Mar 2003 Posts: 270

Thanks so much for all your input, Byerly2003. I will check into that.

filmguy · Newbie Joined: 23 Jun 2003 Posts: 8 City: Monroe

Any info on insuring an MB B52vx2? i was wondering if there would be any problems insuring it because it's not coast gaurd approved for adequate bouyancy. Seems like it may be a problem, maybe not.