Who do you use for insurance

degraafics · Guest

What companies do the boat owners here use?

I have my house and truck with State Farm and they called me to say the underwriter wouldn't cover my '03 Mobius cause it's too "high performance". Ummmm, ok, so I gotta find someone new.

Any experiences with good companies?

Any companies I should stay away from?

I checked Progressive and they want $669 annually.
Then i checked USBoat and they want $246 annually.
Crazy price difference, but I'd rather pay the larger amount if the company is gonna come through without giving me problems when or if I need them.

gusthecat · Outlaw Joined: 28 May 2003 Posts: 183

I use Mutual of Enumclaw (I'm out west, not sure if there are states that they won't insure in). I use them for everything possible, homeowners, car, boat, business, you name it. We've had many claims over the years & their adjusters are awesome - they don't give you any grief over your claim & are very easy to work with. I have a '99 MB Sports Boss 190 & am paying about $350 annually for a stated value policy. I've used Progressive for our Motorcycles before, but never had a claim through them so I can't comment on that. We've had State Farm in the past & I wouldn't go near them with a 40 foot pole. If you can get insured through Mutual of Enumclaw, I would highly recommend them. (If you don't have access to an agent locally, my agent's name is Gerry Hagerty & his number is 800-456-5306. He's an independent agent out of Washington & may be able to help you out.)

Troy · Criminal Joined: 16 Apr 2003 Posts: 79 City: Nor Cal

I have everything through Farmers, Home owners, Auto and Boat. I'm looking for a change. Rates have been going up and they are not at all competitive any more. It's been nice dealing with a single agent for everything but it looks like I'll be able to save several hundred dollars going with other insurance companies. The whole thing is a PIA.

byerly2003 · Criminal Joined: 13 May 2003 Posts: 82 City: Nashville

I have always used boatUS, i have a stated value and pay $228 a year with them

degraafics · Guest

has anyone else used BoatUS?

There rate doesn't seem like it can be beat, but I don't wanna have a problem if I need to make a claim. Anyone had to make a claim with them?

Thanks

Dpierce37 · Ladies Man Joined: 23 Apr 2003 Posts: 7659 City: Austin

I use Voyager Marine. Full coverage. Be sure to check your deductible.

I pay 290/year

xxxl wake · Outlaw Joined: 19 Mar 2003 Posts: 138 City: Nor- Cal

Boat US have had coverage for years thru them no claims but they are always helpfull with questions and changes

dba4life · Outlaw Joined: 20 Feb 2003 Posts: 129

I have Boat US. No claims. I have a stated value policy.

r3612 · Soul Rider Joined: 14 Jan 2003 Posts: 346 City: Chicago IL

Boat U.S. Here. My whole family uses them. My parents have had one claim. They did some major damage to their boat trailer when they blew the tire. Boat U.S. couldn't have been more helpful. As For me I've been claim free. Always helpful when I have questions though. I pay 449 for an 03 Centurion w 350 mpi. Progressive was always much higher when we've looked.

Kris

Dees · Posted: Jun 06, 2003 10:50 am Post subject:

Ski safe is the company to use our 03 SAN was 423 a year. that covers the 50k for the boat 3500 for the trailer, 20k bodily damage and i cant think of what else

arlanj · Newbie Joined: 07 Apr 2003 Posts: 31 City: The Plains

Boat Us for 4 years. The lowest premium possible.

Had one claim and they were great to work with. Saw no increase in premium.

wake_fun · Criminal Joined: 13 Jan 2003 Posts: 50

This is who I have.

http://www.4myboat.com/

Make sure you read this article.

http://www.wakeworld.com/Articles/2002/insurance.asp

azwakin · Outlaw Joined: 30 Mar 2003 Posts: 160 City: oro valley, az

BoatUS is the cheapest I found. They were cheaper by an average of $300 vs. my insurance companies I use for my house and my cars.

anti-shoobies · Posted: Jun 06, 2003 3:56 pm Post subject:

I have ski safe. It should be changed to wakeboard safe, though. Evil or Very Mad

jrichard · Posted: Jun 06, 2003 6:01 pm Post subject:

I've had BoatUS for years and submitted one claim for $1,500 or so...it was paid w/o any problems. BoatUS insurance is actually issued by CNA Marine and underwritten (at least in California) by Fireman's Insurance Company of Newark.

Bluesman · Posted: Jun 07, 2003 6:31 am Post subject:

We have Western Boaters Safety. It's $360 per year, but the policy clearly states our teenagers may drive the boat within the terms of the policy. We figured it was worth a few extra bucks to have them covered for driving.

gvb · Posted: Jun 07, 2003 1:33 pm Post subject:

I'm using Progressive.com. Never had to file a claim so I can't tell you about that part of it, but its pretty cheap.

-gvb

Fishmaster · Posted: Jun 07, 2003 6:06 pm Post subject:

I have Nationwide on the cars so I just added it with them. Call your car insurance person for a quote as well.

Bill