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brichter14
Addict
Joined: 27 Apr 2008
Posts: 705
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 Posted: Apr 29, 2010 4:02 pm Post subject: boat insurance |
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I just got insurance for my new boat for only 190 a year through progressive. Seems like a good deal to me. What do you guys think?
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Lake Shelbyville, IL |
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Suprahunter
Soul Rider
Joined: 28 Apr 2008
Posts: 486
City: Lowell
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| Posted: Apr 29, 2010 6:30 pm Post subject: |
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| What year and brand boat do you have? |
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brichter14
Addict
Joined: 27 Apr 2008
Posts: 705
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| Posted: Apr 29, 2010 6:57 pm Post subject: |
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A 1998 sea ray 180
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Lake Shelbyville, IL |
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seeajgo
Newbie
Joined: 15 Apr 2010
Posts: 21
City: Copperas Cove
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| Posted: Apr 29, 2010 8:56 pm Post subject: |
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| brichter14 wrote: | | A 1998 sea ray 180 |
That's why. I pay 450 a year for my 08 Moomba XLV here in Texas |
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browneye253
Outlaw
Joined: 07 Jul 2008
Posts: 115
City: Tulsa
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| Posted: Apr 29, 2010 9:12 pm Post subject: |
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I pay 180 a year on an 08 Sea Ray 205, I use Boater's Choice at the moment.
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My Boat: 2008 Sea Ray 205 Sport w/ Tower
My Ride: 2008 Liquid Force Trip 142 w/ Alpha Bindings
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Red57Bird
Soul Rider
Joined: 09 Aug 2005
Posts: 316
City: Raleigh
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| Posted: Apr 30, 2010 4:47 am Post subject: |
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I have an agreed value policy with Progressive for my 03 SAN and I think I pay around $290/yr.
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| letsgo19 wrote: | Can someone tell that guy that in a chop water breaks at varying locations on hull da and that they didn't invent the boat!wow the arrogance of that!!!!!  |
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browneye253
Outlaw
Joined: 07 Jul 2008
Posts: 115
City: Tulsa
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| Posted: Apr 30, 2010 7:24 am Post subject: |
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Does boat insurance fluctuate like car insurance based on the age of the insurer? Also, what's an "agreed value" policy?
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My Boat: 2008 Sea Ray 205 Sport w/ Tower
My Ride: 2008 Liquid Force Trip 142 w/ Alpha Bindings
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brichter14
Addict
Joined: 27 Apr 2008
Posts: 705
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| Posted: Apr 30, 2010 7:53 am Post subject: |
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Agreed value means that the owner and the insurer agree what the boat is worth.
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Lake Shelbyville, IL |
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Nate54SoCal
Newbie
Joined: 29 Dec 2009
Posts: 31
City: LA
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| Posted: Apr 30, 2010 8:08 am Post subject: |
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| I think I pay $230ish for an agreed policy on an 05 Supra 22SSV, so it sounds like you are in the ball park. |
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Northeast
Criminal
Joined: 22 Dec 2005
Posts: 78
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| Posted: Apr 30, 2010 6:44 pm Post subject: |
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| What limits do you have for liability? Some of those costs sound a bit low. Hope you you keep your liability, medical, and uninsured boater limits high. |
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ckdollar
Criminal
Joined: 28 Mar 2010
Posts: 75
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| Posted: May 01, 2010 3:14 pm Post subject: |
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| im paying 400 a year through state farm (because I had auto/house), I feel like im getting it in the pooper! I have an 06 sea ray 205 =/ |
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rc5695
Criminal
Joined: 08 Feb 2010
Posts: 94
City: Greenville
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| Posted: May 03, 2010 7:42 am Post subject: |
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ckdollar, time to get away from SF like I did. they used to eb pretty good, and for some boats probably still are. Check out Progressive!
I'm paying around $300 for my '00 Moomba Kamberra. Best I could find, and I checked about everywhere... SF wanted like $450...
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lovin' life! |
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Broccoli B
Wakeboarder.com Freak
Joined: 12 Jul 2003
Posts: 2670
City: Grand Rapids
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| Posted: May 03, 2010 9:11 am Post subject: |
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I'm with State Farm and pay about $380 a year. I also had a claim on my boat about 3 years ago totaling $20,000.
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Brent B
| jt09 wrote: | | don't assume what you think i assume. you would assume wrong. |
| lcap wrote: | | you assume that i assume that my assuming is wrong and assume your assumption therefore must be correct. |
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