boat insurance

Neognosis · Ladies Man Joined: 13 Jan 2003 Posts: 17617 City: Webster

`How much do you all pay for insurance? I'm trying to figure out what a good price is to insure a 2003 Wakesetter.

noneya · Addict Joined: 13 Jan 2003 Posts: 796 City: Roxboro, NC

About 400/yr 2003 Moomba Outback LS

krit · Outlaw Joined: 04 Apr 2003 Posts: 145

About $500/yr with a little over $50K coverage and $100K liability insurance.

boomerzuma · Criminal Joined: 04 Feb 2003 Posts: 95 City: Wichita

$313/yr 1999 Pro Air Nautique

boomerzuma · Criminal Joined: 04 Feb 2003 Posts: 95 City: Wichita

$313/yr 1999 Pro Air Nautique

JANSEN · Outlaw Joined: 15 Oct 2003 Posts: 101 City: LYNNWOOD

$379 for a Tige 20I with $100 in liability. Ski-safe 1-800-225-6560

boomerzuma · Criminal Joined: 04 Feb 2003 Posts: 95 City: Wichita

Yeah, I'm with Ski-Safe too.

domslude · Posted: Feb 10, 2004 9:14 pm Post subject:

like 390 a yr, with 100/200/100

it's an 03 21ir tige

Mr. Mutt · Posted: Feb 10, 2004 11:03 pm Post subject:

Wow, I am getting jobbed for mine at $668 through Progressive for a 1999 X-star. Does age have anything to do with insurance, like it does for car insurance? I'm under 30, how old are you guys and do you know if it's helped your rates?

jzwake · Addict Joined: 12 Dec 2003 Posts: 801

Progressive is rough, It seems that for the best price in Boat insurance you need to go with the boat ins speciality people like ski safe. They aren't so swayed by HP numbers.
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Bmw e63/e64

tommyadrian5 · Addict Joined: 16 Sep 2003 Posts: 907

yea progressive sucks, they've been gouging me too

Dpierce37 · Ladies Man Joined: 23 Apr 2003 Posts: 7659 City: Austin

289/year with Voyager Marine Ins. Full coverage!

BigDeal · Soul Rider Joined: 18 Oct 2003 Posts: 477 City: Orlando

Mine's through Progressive and I pay $306 / year for full coverage. I have 100/300/100 liability, 100K medical, and $250 deductions for both collision and comp.

-Mike-

churchy · Posted: Feb 11, 2004 9:18 am Post subject:

I have Allstate, and pay a little over $400 a year.

ADVICE: Make sure you have $300,000 in liability. It is more expensive, but it is well worth it if something happens. Trust me, I am talking form experience.

Neognosis · Ladies Man Joined: 13 Jan 2003 Posts: 17617 City: Webster

What experience? Sounds like a good story.

mcfatty · Addict Joined: 13 Jan 2003 Posts: 725 City: Cookeville

There are too many factors really to compare prices. Whats cheap for me could be outrageous for someone else.

Depending on your state, age, driving record, limits of liability, value of the boat, year of the boat and get this..... YOUR CREDIT SCORE are all going determine your premium.

Your going to have to shop around.

mcfatty · Addict Joined: 13 Jan 2003 Posts: 725 City: Cookeville

domslude · Posted: Feb 11, 2004 10:06 am Post subject:

mine is throught progessive, just make them look through their other dealers. Progessive doesn't really do any insurance through themselves, they always use someone else. They were gonna charge me like 800, but then I had them look around and they found what I have now. Oh yeah and I'm 25 and still in school.

dom

NAW · Posted: Feb 11, 2004 10:14 am Post subject:

I'm waiting for my quote right now. I have a dynamite Allstate agent, so he gets first dibs on covering my demo boat this summer.

BIGMAC · Posted: Feb 11, 2004 11:02 am Post subject:

I have full coverage on my 86 nauti and it's a little over 200 through progressive. When my insurance runs out I think I will go with BoatUS.

Ruune · Posted: Feb 11, 2004 11:47 am Post subject:

hehe my dad is a state farm agent...

cstmgsxr · Soul Rider Joined: 07 Feb 2004 Posts: 470

check this out

i never owned my own boat till 3 days ago, went through 8 different plaes, progressive gave me the best rate at $648.00 yr..

then i get A THING IN THE MAIL FROM aMERICAN mARINE, AND IT IS A QUOTE FOR $312.00 WITH LOWER DEDUC'S ($250) AND HIGHER COVERAGES...
I HIGHLY RECOMEND THEN, IT TOOK A WHOLE 2 MIN TO GET, AND WELL WORTH IT, 50% DOWN (IN 30 DAYS) AND 1 OTHER PAYMENT FOR $162

CANT BEAT THAT!!!

WWW.BOATINGINSURANCE.COM OR CALL 1-877-268-4671, THEY ARE SUPER FRIENDLY...EVERYONE SHOULD AT LEAST CHECK OUT TO SEE WHAT THEY CAN OFFER, IM SURE THOSE OF YOU WHO HAVE HAD INS FOR 60 DAYS OR MORE CAN GET WAY CHEAPER...

OH..

$100,000.00 BODILY INJ/EACH PERSON
$100,000.00 BODILY INJ/ ACCIDENT
$50,000.00 UNINSURED
$25,000.00 MEDICAL
$500.00 EMERGENCY TOWING
$2000.00 PERSONAL PROPERTY
$0 TENDER

cstmgsxr · Soul Rider Joined: 07 Feb 2004 Posts: 470

oops the number is 1-800-553-4778, ask for eileen

surfsup · Outlaw Joined: 30 Jan 2004 Posts: 118 City: Orlando

Definitely need to go with the $300K of liability - believe that's the minimum for any sanctioned events......

Ruune · Posted: Feb 11, 2004 2:22 pm Post subject:

If any of you in TX are looking for boat insurance, PM me and I'll give you my dad's contact info. He's a state farm agent of 30+ years, and will take care of you.